Due to being a newly single mum she has had to change her work shifts from nights to days and put the baby in childcare so she can work during the day. Unfortunately her employer has been unable to provide enough day shifts for her which means that she has next to no income for the last few months.
She has applied for help through Centrelink however due to the unusual circumstance it is taking longer than expected and so she has racked up several thousands dollars of credit card debt just trying to support herself and this baby.
She is now in a position where she does not have a dollar to her name and is in terrible debt therefore in a really bad place mentally.
What I am asking is for some advice for ongoing help and what I can do to help her.